The fintech and islamic finance synthesis in the modern world

The fintech and islamic finance synthesis in the modern world

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Publicado en 3C TIC. Edición Especial – Octubre 2019

portada_revista_3C TIC Edicion especial oct 2019

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Resumen

Abstract

The article discusses the economic prerequisites for the effective growth of Islamic finance in modern conditions, analyzes the existing definitions of Islamic finance and banking and financial technologies, which served as the basis for the formation of a new definition of digital Islamic banking. The authors carried out a simulation of the influence of the FinTech industry on the development of Islamic finance and formed the basic prerequisites for further sustainable growth in this area. The new theoretical definition is a synthesis of two systems that can be used later to identify digital tools that can be applied within the framework of Islamic finance. No less important in this aspect is the preservation of Sharia norms. The modeling becomes an evidence base for the further use and expansion of Fintech tools in Islamic banking and Islamic finance in general. This aspect is also confirmed by the development of the Islamic Fintech Ecosystem and Islamic Fintech companies.

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Keywords

Islamic finance, Islamic banking, Financial technologies, Fintech, Economic and mathematical modeling, Digitalization, Islamic fintech, Digital islamic banking.

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